4/16/2026 10:22:48 AM Embedded, Parametric, & Micro-insurance via an innovative MVNO/Fintech infrastructure? By Mike Daly First let's start with the UK, Europe, LATAM and USA before looking how African Telcos have leapfrogged banks in Africa. The reason is...
3/25/2026 10:43:03 AM The MVNO Distribution Channel for Insurtechs & Fintechs By Mike Daly Back in 2017 McKinsey flagged the potential to add considerable incremental revenues to mobile subscriptions and I quote from its 2026...
2/20/2026 3:39:41 PM SunCorp, Core Systems, AI and Imagination By Mike Daly The confining chains of insurer Legacy Technology has been written about by many including myself. Many carriers, brokers, MGAs and...
2/13/2026 4:56:17 PM MVNO-Fintech Convergence threatens incumbent Telco giants & slow moving MNOs By Mike Daly Can Mobile Virtual Mobile (MVNO) Operators really threaten incumbent telcos with their established infrastructure and customer bases? In...
2/12/2026 2:16:21 PM Admiral plan to acquire Flock By Mike Daly On the one hand it is a shame to see a successful Insurtech lose its independence after successfully meeting the needs of Fleet Managers...
2/3/2026 10:49:18 AM UK Financial Services and managing AI for the good of humanity By Mike Daly There are far too many doomsters spreading misinformation about the UK to support their extreme views- many of them British! I discuss...
8/8/2025 9:57:32 AM What's Britain good at? By Mike Daly Surprisingly a lot says The Economist and in particular: - Advanced manufacturingMaterials of the FutureLife SciencesFinancial...
7/3/2025 8:33:34 AM Can GenAI fix insurance claims headaches? By Mike Daly Not by itself, despite all the hype. I answer why in the sections below : Not by itselfClaims require far more than just GenAIOptions to...
12/3/2024 11:12:34 AM Will the bubble burst for AI in 2025, or will it start to deliver? By Mike Daly The Economist poses that question this week at an important time as the vendors, technology and implementation partners that insurers...
11/27/2024 3:54:06 PM GenAI passed Gartner's peak of expectations- CompositeAI is the key to value By Mike Daly ‘By the end of 2024 ( and during 2025), value will be largely derived from projects based on familiar AI techniques, either stand-alone...
10/4/2022 4:55:31 PM Nine customer types defining the next wave of insurance By Mike Daly Personalisation is constantly raised as essential if carriers are to remain competitive with emerging service providers. Not just in...
9/8/2022 9:49:28 AM Connected Vehicle Data Across Europe to Enable End-to-End Insurance Offerings By Mike Daly Here one major vehicle OEM, Ford, plans to collaborate with insurers via the data sharing capabilities of Wejo. This is the opposite to...
8/23/2022 12:57:31 PM Transforming claims from a back-office reactive operation to the strategic asset By Mike Daly This article describes transforming claims from a back-office reactive operation to the strategic asset to retain customers and boost...
8/4/2022 1:54:27 PM Innovation | Identifying Unmet Needs in a Digital Age By Mike Daly “Innovation is all about identifying and filling people’s unmet needs. Customers want products and services that can solve their problems...
7/25/2022 9:38:55 AM Tower chief claims officer lifts the lid on repair network review By Mike Daly A refreshingly different viewpoint and focus on vehicle claims- addressing the needs, motivations and challenges of the body and repair...
7/18/2022 8:03:17 AM A warning to carriers without the leadership, strategy and technology of market leaders By Mike Daly Direct Line Group, DLG, is one of the best run insurers having clear vision, strong leadership and strategies, good repair network...