2/25/2022 11:50:07 AM Lemonade and under-reserving By Mike Daly Lemonade's shareholder letter reveals the under-reserving impact of complex and longer tail claims. A deteriorating loss ratio. This...
11/10/2021 11:55:15 AM Hippo and Root the real winners over Lemonade & Metromile? Or incumbent carriers? By Mike Daly This analysis by Kaenan Hertz and Tiffani Bova draws out two outcomes I pondered over in yesterdays blog about the planned acquisition...
11/9/2021 11:24:17 AM Lemonade acquiring Metromile challenges incumbent carriers By Mike Daly There is widespread applause and expectation at this announcement which will impact carriers, brokers, MGAs, TPAs and repair networks. ...
7/7/2020 10:00:36 AM Insurance experts put premium on start-ups reaching the big time By Mike Daly Investors have backed ‘insurtechs’ such as Lemonade but will consumers do the same? The answer may well rest with incumbent insurers; or...
7/3/2020 12:00:00 AM An unfashionable, and maybe unpopular, view on the Lemonade IPO By Mike Daly The day before Chis Sandiland's insights I stated: "It is all very well Lemonade proclaiming "Forget everything you know about...
7/2/2020 12:00:00 AM Lemonade; disruption or Fizz and bubbles? By Mike Daly Group is looking to disrupt industry dominated by a handful of traditional names. Lower than expectations earlier in the year - the...
6/10/2020 8:02:12 PM Insurance/Lemonade: pipping their rivals By Mike Daly Tech start-up’s ambitious claims look unconvincing Whilst the key focus in this article is the SoftBank money pitcher running out the...
10/26/2018 12:00:00 AM Get Ready for the Insurtech Revolution, Act 2- hang on we've not achieved Act 1 yet! By Mike Daly Show me a carrier that deployed and end-to-end digital platform that is also a customer, internal employee and supply chain orchestration...
10/23/2018 12:00:00 AM Lemonade's Cards By Mike Daly Does Lemonade really hold a better hand of cards than incumbent insurers or other full-stack insurtechs? The Price Card? Probably only if...
4/27/2018 12:00:00 AM Insurtech, catchy tunes & digitally transformed insurance By Mike Daly They are scarily similar- you know when a consumer product does the same and within weeks all its competitors use same tunes. They then...
1/31/2018 2:10:36 PM Lemonade heading for UK? By Mike Daly Given that SLICE is soon to launch in UK it is no surprise that Lemonade is planning the same. Feel threatened? Evaluate a digital claims...
12/19/2017 12:00:00 AM SoftBank adds fizz to Lemonade By Mike Daly Lemonade seems to achieve more in publicity than it does in insuring customers. I can't help but wonder of the tail is wagging the dog...
8/25/2017 7:31:36 AM Lemonade & Two ends of the Digital Spectrum By Mike Daly It is one thing to pick a limited insurance product in one country, design a digital platform from scratch and then thumb a nose at...