"Insurers are increasingly finding themselves disintermediated by other players in the direct relationships with their end customers. If they continue to accept this as the status quo, insurers risk perpetuating their role as a commodity risk manager and capacity provider, operating increasingly in the background. This is clearly not a sustainable position. Insurers must find a way to move onto the front foot, and reinvigorate their growth."

Max Richter Insurance Post April 19th 2019

The very topic I discuss in "Tesla, New Insurance Products and Ecosystems" and Nigel Walsh in "We may have lots of InsurTech Ingredients, but we really just want cake!"

Big questions asked on vision, strategy and the place of insurance in evolving ecosystems