The startling number of everyday functions that WeChat allows Chinese customers to complete is long. 

  • Making payments
  • Scheduling doctor appointments
  • Paying traffic fines
  • Bike sharing (Mobike)
  • Managing Credit Cards
  • Booking transportation
  • Checking crowd density
  • Searching for online trends
  • Making contributions (‘Donate Your Step’)
  • Business communication and tracking
  • Calling landlines or other mobile devices
  • Virtual Reality
  • Purchasing insurances

And a warning to the banking and insurance industries that such apps can come to dominate ecosystems. So time to make sure the simplicity, speed and utility of their banking and insurance apps are the equal of WeChat.