4/16/2026 10:22:48 AM Embedded, Parametric, & Micro-insurance via an innovative MVNO/Fintech infrastructure? By Mike Daly First let's start with the UK, Europe, LATAM and USA before looking how African Telcos have leapfrogged banks in Africa. The reason is...
3/31/2026 4:07:31 PM From Fintech/MVNO convergence to an OS for Fintech SuperApps By Mike Daly Telcos may not have benefited from the massive investments they have spent on infrastructure but partnering with market-savvy mobile...
3/25/2026 10:43:03 AM The MVNO Distribution Channel for Insurtechs & Fintechs By Mike Daly Back in 2017 McKinsey flagged the potential to add considerable incremental revenues to mobile subscriptions and I quote from its 2026...
2/13/2026 4:56:17 PM MVNO-Fintech Convergence threatens incumbent Telco giants & slow moving MNOs By Mike Daly Can Mobile Virtual Mobile (MVNO) Operators really threaten incumbent telcos with their established infrastructure and customer bases? In...
2/12/2026 10:20:36 AM The $150B Blind Spot: Why MVNOs Will Win the Next Fintech Revolution By Mike Daly “In the dust choked markets on the outskirts of Kenya’s capital, the most valuable tool Wangari owns is not her plow or her scales. It is...
2/3/2026 10:49:18 AM UK Financial Services and managing AI for the good of humanity By Mike Daly There are far too many doomsters spreading misinformation about the UK to support their extreme views- many of them British! I discuss...
8/8/2025 9:57:32 AM What's Britain good at? By Mike Daly Surprisingly a lot says The Economist and in particular: - Advanced manufacturingMaterials of the FutureLife SciencesFinancial...
3/24/2022 5:53:34 PM Otonomo, Henshin and wefox Collaborate to Empower Fleet Insurance Innovations By Mike Daly Just last week at Insurtech Insights Europe Julian Teicke the CEO of wefox explained how the combination of the wefox indirect business...
3/23/2022 12:08:55 PM Everyone wants to be a beautiful butterfly By Mike Daly David M Brear CEO and Co-Founder of 11:FS published his regular newsletter today in which he describes being 20 minutes into a talk to...
2/16/2022 12:03:04 PM Why insurtech should avoid incrementalism By Mike Daly The linked article was written back in July 2021 and is even more relevant today. Big institutions are taking note. In The Start-Up...
12/10/2021 1:43:15 PM 14 Auto OEM Insurance Programs in USA- who will win the data monetisation race? By Mike Daly Stephen Applebaum highlighted that in the US there are 14 OEM auto insurance programs now deployed. Toyota Insurance Management Solutions...
6/1/2021 12:00:00 AM Three insurtechs, three unicorns and three disrupters By Mike Daly Four times oversubscribed this funding round! Another interesting take is that Wefox has a different strategy than many insurers. "But...
4/14/2021 8:44:16 AM AI Comes to Car Repair, and Body Shop Owners Aren’t Happy By Mike Daly During the pandemic, insurers accelerated the use of automated tools to estimate repair costs. Garage operators say the numbers can be...
3/23/2021 7:27:43 PM Open Insurance: what is it and why is it so exciting? By Claire Harrop Eva Roney Eugene McQuaid “Open insurance” is the latest hot topic in the world of data and insurance. Many people will be familiar with the concept of “open...
3/23/2021 9:46:22 AM Lessons from the UK’s first fintech failures By Mike Daly Lessons for fintechs and insurtechs. For fintechs that predict rapid growth there is the fact that challenger banks and fintechs are not...
2/26/2021 12:16:00 PM Lessons from Britain’s pandemic on promoting innovation By Mike Daly Move fast and remove barriers are the best things the government can do One is to speed up governmental processes. The rapidity with...