"Not taking insurtechs seriously yet? It seems the major insurance players certainly are, as indicated by the establishment of yet another key partnership"

Paul Lucas Insurance Business UK 28/02/2018

Raises in issue though- 

TROV, Slice, Brolly at al- 

When an insurer adopts three such products or even more as standalone products it ends up with product silos. Each product with different AI, different customer UX, different supply chain workflows, different payments process and different data.

Should they have a flexible platform for all products, new and old, and with APIs evolve a unified portfolio with a complete view of customers of multiple products?