Vision, strategy, digital technology and implementation showing effective digital transformation of Life & Protection.
Setting the bar fr Life Insurers to achieve and try and exceed
Ladder has streamlined the entire life insurance buying process from application, to underwriting, to policy issuance and delivery. Our fastest customer has moved through all the steps from application to a fully underwritten life insurance policy, accepted and delivered, in just 4 minutes. And the majority of our customers take less than 15 minutes to move through all the steps from application to a policy being offered. This stands in sharp contrast to others in the industry who say you can ‘apply’ or ‘sign-up’ in as little as 10 minutes. The reality is that for their customers, usually that’s just the start. They’ll often want to get you on the phone for a 45-minute telephone underwriting interview, and then take days or weeks to give you a final decision.